Recent trends in self-insured employer health plans.
نویسندگان
چکیده
منابع مشابه
Self-insured employer health plans: prevalence, profile, provisions, and premiums.
Data from three recent surveys indicate that about 40 percent of workers with employment-based health insurance are enrolled in plans that their employers self-insure. Despite the considerable differences between federal regulation of these self-insured plans and state regulation of employer plans purchased from an insurance company, we find striking similarities in the populations they serve, ...
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Many large employers prefer to self-insure health plans offered to employees rather than purchase them from insurance companies to save costs and to avoid the burden of complying with varying state mandates. This concerns state governments because they cannot directly regulate self-insured plans. This article describes the prevalence of employer self-insurance for the nation and by state in 199...
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Health insurance, as we generally think of it in the United States, began with the Great Depression in the 1930s. In this chapter, we review the history of health insurance and demonstrate how that history is linked to current health insurance developments. Predating private health insurance were efforts at government-sponsored coverage for workplace injury and a tradition of industrial sicknes...
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We develop an empirical method to assess the degree of financial exposure associated with medical care spending among non-elderly U.S. households with employer-sponsored insurance. A key feature of this method is its simplicity – it only requires data on out-of-pocket (OOP) health care spending and total health care spending and does not require detailed knowledge of health insurance benefit de...
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OBJECTIVES This study compared utilization of health care services by children with chronic conditions who were insured by either Medicaid or an employer group in 1992 and 1993. Five chronic conditions were selected to illustrate patterns of service use: asthma, attention deficit disorder, diabetes, epilepsy, and sickle cell anemia. METHODOLOGY Administrative databases were used to develop es...
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عنوان ژورنال:
- Health affairs
دوره 18 3 شماره
صفحات -
تاریخ انتشار 1999